When it comes to buying a motor vehicle whether it’s a car, truck, motorbike, caravan or boat, its is important that you get it right the first time, otherwise it could be a very expensive mistake.
We want to save you the hassle and the stress of obtaining finance for your vehicle as we have access to multiple lenders and its not a case of one size fits all. It’s important to talk with a us to find the most suitable loan for your needs and requirements.
Here are a few options available;
A Consumer Car Loan is typically used by individuals to purchase a car where it is predominately for personal or private use and it does not form part of any salary packaging arrangement.
A chattel mortgage allows you to borrow the money to purchase the vehicle. You own the vehicle, but you must repay the money back over the agreed time. If you have some cash to pay upfront (or you have a trade-in) we can give you a loan to top up the remainder.
An operating lease allows you to use the vehicle for your business. You pay a monthly payment that covers running expenses including the cost of maintenance, registration and tyres, however you do not own the vehicle.
A finance lease allows you to drive the vehicle, but you keep it serviced, maintained and make monthly payments, however you do not own the vehicle.
Other features with motor vehicle finance:
- Balloon payment – a lump sum owed to the lender at the end of a loan term
- Choice of terms – You can have the loan between 1-7yrs
- In most cases motor vehicle finance is at a fixed rate.